Your for-purpose lender.

Why I do this

I didn't get into mortgages to sell mortgages.

I got into this because the right loan at the right time changes someone's trajectory. I've watched it happen: a first-time investor who didn't think they qualified, a family that finally got into the right home, a builder who turned one deal into ten. Those moments are why I pick up the phone.

The no that almost cost us this home

Ten years ago I sat across from my own bank and heard no. Steady work, a family ready to put down roots, and the answer was still no. It was a mortgage broker who found the yes: same me, same numbers, a lender whose guidelines actually fit. Every memory we've made since happened inside walls that almost didn't become ours, with a decade of appreciation building quietly underneath it. When I think about how close we came to waiting years, or renting while the market moved without us, I understand exactly what's on the table when someone calls me. It's also why, once I got into mortgages, being a broker was never a question. With 100+ lender relationships through Edge Home Finance, I'm never limited to one product shelf, and I'll tell you the truth about what fits even when it costs me the deal.

The contractor who never owned a home

My dad was self-employed my whole childhood, a contractor with real skill in his hands. I watched him help real estate investors cash big checks his entire working life: he did the remodels, they took the upside. And on paper, after every honest write-off, his income never looked like what his work was worth, so we never owned the home we lived in. Two things never left me. With the right person in his corner, there was a path to a mortgage built for how he actually earned. And with the right financing behind him, the man swinging the hammer could have been the one flipping the house. That's why self-employed borrowers and investors each get a whole page on this site.

Two years that rearranged me

Before any of this, I spent two years doing volunteer work in Latin America. I went to serve and came back served: humbled, carrying the Spanish I still use every week, and certain that whatever I built next had to give something back. You don't watch families build a life with almost nothing and come home unchanged.

Why homes, not cars

The road here ran through about 20 years in automotive finance, from top salesperson to finance manager to finance director, with 415 client reviews averaging 4.9 out of 5 along the way. That work was good to my family, and it taught me how to sit across the desk from real people and tell the truth. But a car loan ends at a trade-in. A mortgage ends at a paid-off family home, and the Federal Reserve's surveys of family finances show homeowners building many times the lifetime net worth that renters do. I'd rather spend the rest of my career on that side of the table, finding honest, creative paths to keys.

The rest of the story is Minnesota. I grew up in a home rich in love and character and short on money. My parents gave us everything that mattered, and in the tight seasons, strangers stepped up to cover some of the rest: I can still name them, and some of my best childhood presents came from people I'd never met. Finding out a stranger cares changes what you think is possible. A lot of the giving side of this business is me trying to be that stranger for someone else.