Purpose Mortgage
A bank has one answer. I have 100+.
That means your deal gets shopped to 100+ lenders, not graded by one. My job is finding the lender whose guidelines fit your file, whether you are self-employed, building a rental portfolio, or buying your first home. Then I lay out your options in plain English and you decide. No pressure, no pitch.
The purpose in Purpose Mortgage is literal: every loan I close funds giving, at zero cost to you. What for-purpose means
What are you working on?
First home or next home Refinancing
Payment, cash out, or PMI Investment property
DSCR, rentals, portfolios Building or flipping
Construction, rehab, bridge
Free deal review. No hard credit pull, your score is never affected. About 60 seconds.
Andrew Malm Mortgage Broker · NMLS# 2663426
Which best describes you?
Pick your path and let's get moving.
Every borrower is different. Choose where you are right now and I'll show you exactly what's available.
Real Estate Investor
Ground-up construction, DSCR rentals, fix and flip, bridge, and multi-family. The right program for every stage, including your very first deal.
View investor programsHome Mortgage
Buying your first home, moving up, or refinancing? I shop dozens of lenders at once to find the right program and terms for where you are.
Explore home loansHablamos Español
Trabajo con compradores e inversionistas en español conversacional: préstamos, opciones, plazos y próximos pasos sin barreras de idioma.
Ver en español*Edge Home Finance is licensed in all states except New York. Consumer mortgage availability depends on state licensing; business-purpose loan programs vary by lender. Not all programs available in all states.
Why work with a broker
I'm not a bank. I'm your advocate.
A bank can only sell you what they have. I work across thousands of loan programs, with no incentive to push you into the wrong one. My job is finding the right fit for your situation, even when that means a smaller deal for me. That's what an advocate does.
Backed by Edge Home Finance (NMLS# 891464), a nationwide brokerage with 100+ wholesale lender relationships.
100+ lender relationships
If a deal has a real path, my job is finding the lender who sees it: across credit profiles, experience levels, and deal types.
Every stage of the journey
First deal to seasoned portfolio investor. I have the right product for where you are now.
Straight talk, every time
I'll tell you exactly where you stand today, and give you a clear, specific path if you're not quite there yet.
For-purpose: giving built into every deal
This is a for-purpose business. Before any commission clears, a portion goes to organizations and causes I've seen change lives, at zero cost to you. Read the full story.
"I'll tell you exactly where you stand, what's holding you back, and what it would take to get more. Most lenders won't do that. I will."
Andrew Malm · NMLS# 2663426
The process
From first call to funded.
Four steps. No surprises.
Tell me what you're working on
Call, text, or start the free deal review. No hard credit pull to start. Credit review required for formal application.
I match you to the right program
I run your scenario across 100+ lenders and come back with the real options, not just what's easiest to sell.
I quarterback the process
Application, underwriting, appraisal, conditions. I stay on it so nothing falls through the cracks.
You close, and build from there
Funded. Deal on the books. And every transaction strengthens your profile for the next one.
Your for-purpose lender
A broker who works for you, and gives through every deal.
I'm a full-spectrum mortgage broker powered by Edge Home Finance, with access to thousands of loan programs. I work with real estate investors at every stage and home buyers navigating their first or next purchase. I serve Spanish-speaking clients in conversational Spanish, because the right loan shouldn't depend on your first language.
But here's what makes this different: this is a for-purpose business. Every deal I close funds giving initiatives, organizations and causes I've seen change lives firsthand. That's not a tagline. It's the business model, built in from day one, at zero cost to you.
Free guides
Take the homework with you.
Three free guides I give every client. Start a deal review and I'll send the one that fits, no strings attached.
One conversation changes the picture.
Tell me what you're working on. Most people are surprised how many options they actually have.